Legal & Compliance

The ‘Legal & Compliance’ page is designed to build confidence with retail users, partners, institutions, and regulators. It should clearly communicate UGold’s trust framework, audit mechanisms, jurisdictional coverage, and regulatory efforts

Legal Structure & Jurisdiction
 
UGold operates under the umbrella of Finvasia Group, a multi-licensed financial institution with presence in Europe, UK, UAE, South Africa, and Mauritius.
  • Token issuance and custodial relationships are structured under regulated entities.
  • OneVault (our issuing and redemption partner) is an EMI and SWIFT member, compliant with applicable EU payments regulation.
  • Smart contracts and wallet infrastructure comply with globally accepted technical and operational security standards.
 
Asset-Backed Assurance
  • Every UGold token is backed 1:1 by one ounce of 99.99% LBMA-certified physical gold.
  • Gold is stored across multiple insured vaults in regulated jurisdictions.
  • Peg data, vault reconciliation, and audit trails are publicly verifiable.
  • No fractionalization, rehypothecation, or synthetic exposure is permitted.

 

Transparency & Auditing

  • Monthly proof-of-reserve audits published by third-party custodians.
  • Vault holdings reconciled with token supply and redemption logs.
  • Live peg tracker available on the Transparency page.
  • Smart contracts and reserves are open for public review via blockchain explorers.

 

Terms & Policies

Terms of Use Governing your use of the UGold platform

Privacy Policy How we collect, store, and use data

AML/KYC Policy Onboarding requirements and due diligence

Redemption Policy Physical gold delivery process and conditions

 

Regulatory Engagements

  • Filing under REG A+ (USA) is in progress to allow retail offerings under SEC guidelines.
  • Shariah compliance is under review to expand accessibility in Islamic finance markets.
  • Regulatory sandbox applications under review in Bahrain and Mauritius.
  • UGold is also structured to comply with VASP (Virtual Asset Service Provider) rules in select jurisdictions.

 

Compliance Contact

For regulatory inquiries or due diligence requests, please contact our legal team at:

Email: legal@ugold.io

PGP Key / Secure Submission Portal: (Coming Soon)

 

Disclaimer

UGold is not offered in jurisdictions where such offerings are prohibited by law. This website and related materials do not constitute an offer or solicitation in any jurisdiction where it would be unlawful.
Users are responsible for complying with their local laws and regulations before transacting.

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